Capital at risk. The value of investments can go down as well as up. Past performance is not a reliable indicator of future results. REITs are long-term investments (minimum 5 years recommended).
Understand REITs before you invest your family's capital.
Real Estate Investment Trusts offer property market exposure without direct ownership. DadPlans connects you with an FCA-regulated independent adviser who can assess whether they are appropriate for your situation. Nothing is decided until you are ready.
Property exposure without direct ownership
REITs give you access to commercial and residential property portfolios without the hassle of being a landlord.
Long-term investment strategy
An independent adviser helps you assess whether REITs suit your goals, timeline, and risk tolerance.
Regulated independent advice
Our partners are FCA-registered advisers. They are solely responsible for any recommendations they make.
This content does not constitute financial advice. DadPlans is not authorised or regulated by the FCA. Our partners are independently authorised financial advisers.
Why DadPlans
A clear conversation before any commitment
REITs can be a complex part of a portfolio. An FCA-regulated adviser walks you through the structure, risks, and tax considerations specific to your circumstances before you make any decision.
Minimum horizon
5+ years
REITs are long-term investments.
Service
100% free
No fees charged by DadPlans.
Advisers
FCA-regulated
Independently authorised partners.
No products sold online
Everything is discussed live with a regulated adviser.
Documented recommendations
Written proposals before any decision or signature.
Capital at risk. Past performance is not a reliable indicator of future results.
Three steps to informed REIT guidance
Share your investment situation
Answer a few questions about your goals, timeline, and existing investments. Under 5 minutes.
We connect you with a registered adviser
An FCA-regulated independent adviser reviews your profile before getting in touch.
You receive personalised guidance
The adviser explains whether REITs could be appropriate for your situation. You decide what happens next.
Free, no commitment. Capital at risk.
What you need to know before speaking with an adviser
This section is for informational purposes only and does not constitute financial advice. Consult an FCA-regulated adviser for guidance specific to your situation.
What are REITs?
Real Estate Investment Trusts are companies that own income-generating property. In the UK they are listed on the stock exchange, allowing investors to buy shares rather than properties directly.
How are they structured?
UK REITs are required by law to distribute a significant proportion of their rental income to shareholders. The specific amount depends on the individual REIT.
What types exist?
REITs cover many sectors including offices, retail, logistics, residential, healthcare, and student accommodation. Each carries different risk characteristics.
ISA and SIPP eligibility
Many UK REITs can be held within a Stocks and Shares ISA or a SIPP, which may offer tax advantages. An adviser can clarify whether this applies to your situation.
What are the risks?
The value of REIT shares can go down as well as up. Property values, interest rates, and occupancy levels all affect returns. Capital is at risk.
Is this right for me?
Only an FCA-regulated adviser can assess your full financial situation and give you a personal recommendation. DadPlans connects you with one.
Dads who understood REITs properly before making a move
"I had been reading about REITs for months but could not work out which sector or structure made sense for my ISA. The adviser spent an hour with me going through the risks and options. I finally understood what I was looking at."
"I wanted to add some property exposure to my SIPP without buying another buy-to-let. The adviser explained the different REIT categories and helped me think through the liquidity implications."
"What I valued most was the honesty. The adviser was clear about what could go wrong, not just what might go right. That kind of straightforward approach made the whole conversation worthwhile."
Testimonials are illustrative and recreated for demonstration purposes.
Your REIT questions answered
What is a Real Estate Investment Trust (REIT)?▼
A REIT is a company that owns, operates, or finances income-producing properties. In the UK, listed REITs trade on the London Stock Exchange. They allow investors to gain exposure to property markets without owning buildings directly. REITs must meet specific criteria to maintain their status, including distributing a significant proportion of rental income to shareholders.
Are REITs suitable for all investors?▼
Not necessarily. Suitability depends on your financial goals, investment horizon, risk tolerance, and existing portfolio. REITs are generally considered long-term investments (a minimum of five years is commonly recommended). An FCA-regulated adviser is the appropriate person to assess whether REITs suit your individual circumstances.
Can I lose money investing in REITs?▼
Yes. Capital is at risk. The value of REIT shares can fall as well as rise depending on property market conditions, interest rates, and individual company performance. Past performance is not a reliable indicator of future results. You should not invest money you cannot afford to lose.
Can REITs be held in a Stocks and Shares ISA?▼
Many UK-listed REITs are eligible for inclusion in a Stocks and Shares ISA or a Self-Invested Personal Pension (SIPP). Eligibility and tax treatment depend on the specific REIT and your personal circumstances. An adviser can confirm what applies to your situation.
Does DadPlans provide financial advice?▼
No. DadPlans is a free introductory service. We connect you with FCA-registered independent advisers who are authorised to provide regulated financial advice. DadPlans itself is not authorised or regulated by the FCA. All investment decisions should be made with the support of a regulated professional.
Is there any cost to use this service?▼
DadPlans is free to use. There is no charge for being connected with an adviser. You are under no obligation to proceed after the initial conversation. Any fees for ongoing financial advice would be agreed directly between you and the adviser.
Ready to explore whether REITs suit your goals?
Answer a few questions, then speak with an FCA-registered adviser. No commitment required.
Speak with a registered adviserCapital at risk. This is not financial advice.
Capital at risk. The value of investments can go down as well as up. Past performance is not a reliable indicator of future results. REITs are long-term investments (minimum 5 years recommended).
This content does not constitute financial advice. DadPlans is not authorised or regulated by the Financial Conduct Authority (FCA). Our partners are independently authorised financial advisers. Always verify the regulatory status of any adviser at register.fca.org.uk.